Under Construction V/S Ready To Move: Choosing between ready-to-move and the under-construction property is a common dilemma most buyers undergo while deciding the property purchase. The most important question which comes to our mind is should I buy the under-construction property or be ready to move. This is the most confusing question which is better. That’s why here we explain both kinds of property.
Ready-To-Move reduces the chances of getting cheated, apart from offering other benefits.
Ready-To-Move-In flats are more expensive than an under-construction flat in the same locality. You should have a strong financial position for a ready-to-move-in flat, as you would have to pay the full cost of the property before the builder handovers you the keys. Your home loan should be sanctioned, and EMIs on the full loan amount will start instantly. On the other hand, an under-construction flat has an easier payment method, as you would have to make staggered payments spread over the years.
Ready to move V/S Under construction
| Characteristics | Ready to move | Under construction |
| Possession | Immediate possession | Buyers have to wait for a long time |
| EMI / Rent | Only EMI | Rent + Installments |
| Payment | More price, No flexibility, Down payment | Lower price 10% to 30%, Rest amount with easy installment |
| Return on investement | Rate is already as per market standard | Prices increase at faster rate. Prices appreciation |
| Risk | Low risk | Medium risk, sometime builder extend the time to deliver the property. |
| Various choices | Limited number of choices | Variety of option to choose from unit size, floor, & also get customization option. |
| Modification | May take higher expenses | Allow customization |
| Discrepency in the final product | You will get what you saw. | Sometimes you did not get what is promised. |
| Maintenance charges | Clarity of maintances charges | No clarity on maintenance charges. |
| Age of property | No modernization | Modernization is possible |
R.K.G is working in both under construction & ready to move property. Lots of property options are available. 1 BHK, 2 BHK, 3 BHK, & 4 BHK flats are available for sale. Here you get all the details about the ready to move & under construction property. This information will help you in taking the decision for your own home. Ready to move V/S under construction.
Buying a home is a dream and we try to make your dream come true.
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